Mortgage Loan Originator

Bremer Bank NA
Job Description

Job Description

Originate and qualify mortgage loan applicants which most commonly includes interviewing customers to obtain pertinent financial information, analyzing the financial data to counsel the customer on appropriate mortgage funding options and other retail products, and initiating the process in compliance with all applicable standards, policies and procedures. Conduct business development activities which typically includes establishing relationships with real estate brokers and builders, attending real estate broker meetings, participating in trade shows, presenting information to professional groups within the community, and monitoring customer base to ensure up-to-date profiling information.

Combination of education and experience which enables the incumbent to be successful in the job generally acquired through the attainment of an Associate's Degree and three or more years of related experience.  Successful registration with NMLS and successful completion of any other regulatory approval and/or certification in cases where the employee is involved in negotiating rates and terms with borrowers on mortgages or real estate secured loans.

Shared Expectations

Personal Leadership: Model Bremer values in all interactions; communicate clearly, honestly and with authenticity; identify and respect style differences in others and be willing to adapt; read and respond appropriately to individuals and/or situations; enhance and maintain robust relationships within and outside the organization; be accountable and demonstrate credibility and follow through on commitments; and build self-awareness by continually seeking feedback from others.

Thought Leadership: Use holistic approach when problem solving and decision making; proactively seek diverse perspectives to develop synergetic solutions; promote engagement and empowerment; translate complex concepts and challenges into tasks and activities that are quick and easy to achieve; use authority appropriately and acknowledge the contributions of others.

Team Leadership: Lead strategically with rigor around communicating the what and why behind decisions; demonstrate transparency, honesty and courage to earn a reputation as an authentic leader; communicate a vision and engage team in achieving that vision; drive dedication to serve and promote the client intimacy model; clearly communicate and hold employees to performance expectations providing clear and timely feedback and holding all employees accountable; build high performing teams through engagement and accountability; delegate and draw on others knowledge and expertise; commit to coaching and developing team and next generation of leaders by taking an enterprise point of view.

Results Leadership: Prioritize strategically by organizing resources, time and people to achieve key goals and objectives; act with a sense of urgency, proactively address critical concerns, work quickly to get things done; lead change effectively; demonstrate knowledge skill and abilities while demonstrating operational excellence; deliver consistent results.

Equal Employment Opportunity

Bremer is an Equal Employment Opportunity Employer M/F/Disability/Veteran

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